I commented on this very fact in my earlier flood posts- that it seems we're having 100 & 500-year floods MUCH more often than the terms advertise.
In THIS AP story- a few "officials" are asked just why that is- it's all based on the limited climatology- i.e.- weather records in the US of A- all of which don't even go back 500 years.
And the stats surely don't take in account a number of factors like urbanization and climate modification.
I look upon all the structures locally in floodplains- uninsured for floods- and I shake my head.
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